Approach & Framework

Market-Driven Lending

• IFICHI's lending model is primarily driven by market forces, ensuring a dynamic and responsive interest rate mechanism that adapts to real-time demand and supply.

Accessible and Open to All

• Designed for seamless integration, IFICHI is accessible to both individual users and developers looking to incorporate fixed-rate lending into their projects.

Secured and Decentralized

• The protocol's foundation on BSC smart contracts guarantees security, transparency, and decentralization, aligning with the core ethos of DeFi.

Community and Governance

• IFICHI places a strong emphasis on community governance, allowing stakeholders to have a say in key decisions and future directions of the protocol.